Fifty percent of French households have consumer credit and more than 200,000 people are registered with the Banque de France. Once in the spiral of over-indebtedness, bad payers have to face bailiffs or debt collection companies, whose methods are not always legal.
How do households with more than a dozen loans end up in bankruptcy? Can debt-plagued households recover financially? Between threats and insults, what is daily life like for a bailiff?